Information on Insurance for Mobility Scooters

Current laws that there is no requirement for a member of a mobility scooter to take adequate insurance, unlike car drivers who are legally obliged to possess appropriate insurance. However, users should carefully consider taking out at least third party insurance to cover any potential claims that could be made if the injury causes you to damage to persons or property. While these statements can often run to tens of thousands of pounds if not more, plus any legal fees incurred. It should also be given to take our insurance sufficient to cover the same scooter. A new scooter can cost hundreds of pounds and insurance against damage, theft etc could be a sound financial decision.

The DVLA make the following observations with reference to insurance:

"Although not a legal requirement, it is strongly recommended to have insurance. Suitable schemes are not too expensive and are available to cover your personal safety, safety and the safety of others and the value of the vehicle."

As discussed previously, the insurance may be divided into two areas: The same scooter and third parties (persons and things).

Ensure Scooter

The cover for the scooter usually protects against the cost of repair, or replacement of the product mobility in the event of an accident. Some policies also cover or pay for recovery costs to get you and your home mobility products following an accident or breakdown. Users should check the level of coverage offered by the policy.

Damage to third parties

If you accidentally hit someone or owned by anyone and was sued for negligence, the insurance should pay for your defense and the damage it causes if it is found to be negligent. These statements can be very expensive and insurance to cover legal costs and the suite of law would be very much worth it. This situation could include hitting a pedestrian, crashing into a car, or cause an accident with a negligent driving.

Conclusion

It is worthwhile to have adequate insurance to cover the scooter and the potential third party claims against you if an accident were to occur. Shop around to ensure you receive a quote well, offering adequate coverage .......